1ST UNIVERSITY
State-Chartered • Waco, Texas • Est. 1956
Quick Facts
- Charter Number
- #67483
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Waco, Texas 76706
- Address
- 24 La Salle Ave unit C
- Branches
- 3
- ATMs
- 1
- Members
- 1,899
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,899 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST UNIVERSITY |
|---|---|
| Total Assets | $17.9M |
| Members | 1,899 |
| Loans Outstanding | $11.9M |
| Shares & Deposits | $15.8M |
| Net Worth | $1.8M |
| Net Worth Ratio | 10.24% |
| Loan-to-Share Ratio | 74.8% |
| Delinquency Rate | 2.64% |
| Net Income | +$18,478 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
1st University Credit Union
Main Office24 La Salle Ave unit C
Waco, TX 76706
Computer Marketing Corporation
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Chartwells Management Offices
2100 River St
Waco, TX 76706-1642
Who Can Join 1ST UNIVERSITY?
Membership Type: Community
Membership eligibility for 1ST UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. 1ST UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST UNIVERSITY has 1,899 members and a potential membership field of 320,000 people.
1ST UNIVERSITY's net worth ratio is 10.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, 1ST UNIVERSITY meets this threshold.
1ST UNIVERSITY operates 3 branch locations and has access to 1 ATMs. The main office is located at 24 La Salle Ave unit C, Waco, TX 76706.
1ST UNIVERSITY was established in 1956. It is a state-chartered credit union chartered under charter number 67483. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST UNIVERSITY. All financial data is for informational purposes only.