ACADEMIC
Federal • BRIARCLIFF MANO, New York • Est. 1979
Quick Facts
- Charter Number
- #23425
- Type
- Federal
- Established
- 1979
- Headquarters
- BRIARCLIFF MANO, New York 10510-1469
- Address
- 425 N STATE RD
- Branches
- 1
- Members
- 2,358
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,358 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACADEMIC |
|---|---|
| Total Assets | $34.7M |
| Members | 2,358 |
| Loans Outstanding | $11.5M |
| Shares & Deposits | $30.8M |
| Net Worth | $3.7M |
| Net Worth Ratio | 10.51% |
| Loan-to-Share Ratio | 37.1% |
| Delinquency Rate | 1.38% |
| Net Income | +$215,124 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Academic Federal Credit Union
Main Office425 N State Rd
Briarcliff Manor, NY 10510-1469
Who Can Join ACADEMIC?
Membership Type: Community
Membership eligibility for ACADEMIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACADEMIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ACADEMIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ACADEMIC has 2,358 members and a potential membership field of 311,350 people.
ACADEMIC's net worth ratio is 10.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, ACADEMIC meets this threshold.
ACADEMIC operates 1 branch location. The main office is located at 425 N State Rd, Briarcliff Manor, NY 10510-1469.
ACADEMIC was established in 1979. It is a federal credit union chartered under charter number 23425. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ACADEMIC. All financial data is for informational purposes only.