ACFCU
Federal • Amarillo, Texas • Est. 1945
Quick Facts
- Charter Number
- #5168
- Type
- Federal
- Established
- 1945
- Headquarters
- Amarillo, Texas 79105
- Address
- PO Box 2026
- Branches
- 5
- ATMs
- 5
- Members
- 28,297
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
28,297 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACFCU |
|---|---|
| Total Assets | $309.2M |
| Members | 28,297 |
| Loans Outstanding | $205.9M |
| Shares & Deposits | $290.8M |
| Net Worth | $26.5M |
| Net Worth Ratio | 8.57% |
| Loan-to-Share Ratio | 70.8% |
| Delinquency Rate | 0.57% |
| Net Income | +$4,036,984 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
ACFCU
Main Office6100 W Interstate 40
Amarillo, TX 79106-2515
Ross Branch/ACFCU
2323 Ross Osage St
Amarillo, TX 79103-3000
Pampa
900 N Hobart St
Pampa, TX 79065-5204
Grand
2410 N Grand St
Amarillo, TX 79107-7344
Western
6030 S Western St
Amarillo, TX 79110
Who Can Join ACFCU?
Membership Type: Other/Unknown
Membership eligibility for ACFCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACFCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. ACFCU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ACFCU has 28,297 members and a potential membership field of 80,000 people.
ACFCU's net worth ratio is 8.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, ACFCU meets this threshold.
ACFCU operates 5 branch locations and has access to 5 ATMs. The main office is located at 6100 W Interstate 40, Amarillo, TX 79106-2515.
ACFCU was established in 1945. It is a federal credit union chartered under charter number 5168. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ACFCU. All financial data is for informational purposes only.