ACFCU
Federal • Amarillo, Texas • Est. 1945
Quick Facts
- Charter Number
- #5168
- Type
- Federal
- Established
- 1945
- Headquarters
- Amarillo, Texas 79106-2515
- Address
- 6100 W Interstate 40
- Branches
- 5
- ATMs
- 5
- Members
- 27,963
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
27,963 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACFCU |
|---|---|
| Total Assets | $317.4M |
| Members | 27,963 |
| Loans Outstanding | $201.5M |
| Shares & Deposits | $295.1M |
| Net Worth | $27.2M |
| Net Worth Ratio | 8.57% |
| Loan-to-Share Ratio | 68.3% |
| Delinquency Rate | 0.94% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
ACFCU
Main Office6100 W Interstate 40
Amarillo, TX 79106-2515
Ross Branch/ACFCU
2323 Ross Osage St
Amarillo, TX 79103-3000
Pampa
900 N Hobart St
Pampa, TX 79065-5204
Grand
2410 N Grand St
Amarillo, TX 79107-7344
Western
6030 S Western St
Amarillo, TX 79110
Who Can Join ACFCU?
Membership Type: Other/Unknown
Membership eligibility for ACFCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACFCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
ACFCU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ACFCU has 27,963 members and a potential membership field of 80,000 people.
ACFCU's reported net worth ratio is 8.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ACFCU operates 5 branch locations and has access to 5 ATMs. The main office is located at 6100 W Interstate 40, Amarillo, TX 79106-2515.
ACFCU was established in 1945. It is a federal credit union chartered under charter number 5168. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ACFCU. All financial data is for informational purposes only.