ACIPCO
Federal • BIRMINGHAM, Alabama • Est. 1964
Quick Facts
- Charter Number
- #16500
- Type
- Federal
- Established
- 1964
- Headquarters
- BIRMINGHAM, Alabama 35202
- Address
- PO BOX 2727
- Branches
- 2
- ATMs
- 1
- Members
- 8,894
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,894 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACIPCO |
|---|---|
| Total Assets | $207.4M |
| Members | 8,894 |
| Loans Outstanding | $133.6M |
| Shares & Deposits | $180.9M |
| Net Worth | $29.6M |
| Net Worth Ratio | 14.25% |
| Loan-to-Share Ratio | 73.9% |
| Delinquency Rate | 0.12% |
| Net Income | +$784,674 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
ACIPCO Federal Credit Union
Main Office1501 31st Ave N
Birmingham, AL 35207
Legacy Credit Union
47 W Oxmoor Rd
Birmingham, AL 35209
Who Can Join ACIPCO?
Membership Type: Community
Membership eligibility for ACIPCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACIPCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. ACIPCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ACIPCO has 8,894 members and a potential membership field of 10,000 people.
ACIPCO's net worth ratio is 14.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, ACIPCO meets this threshold.
ACIPCO operates 2 branch locations and has access to 1 ATMs. The main office is located at 1501 31st Ave N, Birmingham, AL 35207.
ACIPCO was established in 1964. It is a federal credit union chartered under charter number 16500. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ACIPCO. All financial data is for informational purposes only.