ACIPCO
Federal • Birmingham, Alabama • Est. 1964
Quick Facts
- Charter Number
- #16500
- Type
- Federal
- Established
- 1964
- Headquarters
- Birmingham, Alabama 35207
- Address
- 1501 31st Ave N
- Branches
- 2
- ATMs
- 1
- Members
- 8,117
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,117 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACIPCO |
|---|---|
| Total Assets | $211.9M |
| Members | 8,117 |
| Loans Outstanding | $134.2M |
| Shares & Deposits | $183.5M |
| Net Worth | $30.6M |
| Net Worth Ratio | 14.43% |
| Loan-to-Share Ratio | 73.1% |
| Delinquency Rate | 0.10% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
ACIPCO Federal Credit Union
Main Office1501 31st Ave N
Birmingham, AL 35207
Legacy Credit Union
47 W Oxmoor Rd
Birmingham, AL 35209
Who Can Join ACIPCO?
Membership Type: Community
Membership eligibility for ACIPCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACIPCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
ACIPCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ACIPCO has 8,117 members and a potential membership field of 10,000 people.
ACIPCO's reported net worth ratio is 14.43% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ACIPCO operates 2 branch locations and has access to 1 ATMs. The main office is located at 1501 31st Ave N, Birmingham, AL 35207.
ACIPCO was established in 1964. It is a federal credit union chartered under charter number 16500. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ACIPCO. All financial data is for informational purposes only.