AFFINITY ONE
Federal • JAMESTOWN, New York • Est. 1948
Quick Facts
- Charter Number
- #5785
- Type
- Federal
- Established
- 1948
- Headquarters
- JAMESTOWN, New York 14701
- Address
- 545 EAST SECOND ST
- Branches
- 2
- ATMs
- 1
- Members
- 3,273
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,273 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AFFINITY ONE |
|---|---|
| Total Assets | $44.7M |
| Members | 3,273 |
| Loans Outstanding | $26.0M |
| Shares & Deposits | $40.0M |
| Net Worth | $4.9M |
| Net Worth Ratio | 10.92% |
| Loan-to-Share Ratio | 65.0% |
| Delinquency Rate | 0.79% |
| Net Income | +$274,187 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Affinity One Federal Credit Union
Main Office545 E 2nd St
Jamestown, NY 14701
Affinity One FCU - Lakewood Branch
10 Sessions Ave
Lakewood, NY 14750-2114
Who Can Join AFFINITY ONE?
Membership Type: Community
Membership eligibility for AFFINITY ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact AFFINITY ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. AFFINITY ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AFFINITY ONE has 3,273 members and a potential membership field of 50,000 people.
AFFINITY ONE's net worth ratio is 10.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, AFFINITY ONE meets this threshold.
AFFINITY ONE operates 2 branch locations and has access to 1 ATMs. The main office is located at 545 E 2nd St, Jamestown, NY 14701.
AFFINITY ONE was established in 1948. It is a federal credit union chartered under charter number 5785. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AFFINITY ONE. All financial data is for informational purposes only.