ALBA-GOLDEN
Federal • Alba, Texas • Est. 1960
Quick Facts
- Charter Number
- #13655
- Type
- Federal
- Established
- 1960
- Headquarters
- Alba, Texas 75410
- Address
- PO Box 360
- Branches
- 1
- Members
- 1,543
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,543 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALBA-GOLDEN |
|---|---|
| Total Assets | $20.7M |
| Members | 1,543 |
| Loans Outstanding | $14.2M |
| Shares & Deposits | $16.9M |
| Net Worth | $3.6M |
| Net Worth Ratio | 17.30% |
| Loan-to-Share Ratio | 84.1% |
| Delinquency Rate | 1.06% |
| Net Income | +$695,403 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Alba-Golden FCU
Main Office140 Broadway St
Alba, TX 75410
Who Can Join ALBA-GOLDEN?
Membership Type: Other/Unknown
Membership eligibility for ALBA-GOLDEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALBA-GOLDEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. ALBA-GOLDEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALBA-GOLDEN has 1,543 members and a potential membership field of 1,700 people.
ALBA-GOLDEN's net worth ratio is 17.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.3%, ALBA-GOLDEN meets this threshold.
ALBA-GOLDEN operates 1 branch location. The main office is located at 140 Broadway St, Alba, TX 75410.
ALBA-GOLDEN was established in 1960. It is a federal credit union chartered under charter number 13655. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALBA-GOLDEN. All financial data is for informational purposes only.