AMERICA'S FIRST
Federal • Birmingham, Alabama • Est. 1936
Quick Facts
- Charter Number
- #24534
- Type
- Federal
- Established
- 1936
- Headquarters
- Birmingham, Alabama 35203
- Address
- P.O. Box 11349
- Branches
- 22
- ATMs
- 22
- Members
- 194,683
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
194,683 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICA'S FIRST |
|---|---|
| Total Assets | $2.7B |
| Members | 194,683 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.3B |
| Net Worth | $323.9M |
| Net Worth Ratio | 12.05% |
| Loan-to-Share Ratio | 92.9% |
| Delinquency Rate | 0.94% |
| Net Income | +$48,238,222 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
22 locations · 22 ATMs
Inverness Branch
2 Inverness Center Pkwy
Hoover, AL 35242
Ensley Branch
1819 20th Street Ensley
Birmingham, AL 35218
Leeds Branch
1795 Ashville Rd
Leeds, AL 35094-7507
Anniston/Oxford Branch
31 Commons Way
Oxford, AL 36203
Bessemer Branch
2131 19th St N
Bessemer, AL 35020-8840
Who Can Join AMERICA'S FIRST?
Membership Type: Other/Unknown
Membership eligibility for AMERICA'S FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICA'S FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Browse all federally insured credit unions in Alabama, ranked by assets, members, and financial health score.
View Alabama RankingsFrequently Asked Questions
Yes. AMERICA'S FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICA'S FIRST has 194,683 members and a potential membership field of 1,607,161 people.
AMERICA'S FIRST's net worth ratio is 12.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, AMERICA'S FIRST meets this threshold.
AMERICA'S FIRST operates 22 branch locations and has access to 22 ATMs. The main office is located at 1200 4th Ave N, Birmingham, AL 35203-1631.
AMERICA'S FIRST was established in 1936. It is a federal credit union chartered under charter number 24534. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICA'S FIRST. All financial data is for informational purposes only.