ARKANSAS BEST
Federal • FORT SMITH, Arkansas • Est. 1960
Quick Facts
- Charter Number
- #13737
- Type
- Federal
- Established
- 1960
- Headquarters
- FORT SMITH, Arkansas 72917
- Address
- PO BOX 17020
- Branches
- 1
- ATMs
- 1
- Members
- 11,571
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,571 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARKANSAS BEST |
|---|---|
| Total Assets | $142.7M |
| Members | 11,571 |
| Loans Outstanding | $59.8M |
| Shares & Deposits | $119.6M |
| Net Worth | $23.0M |
| Net Worth Ratio | 16.08% |
| Loan-to-Share Ratio | 50.0% |
| Delinquency Rate | 0.53% |
| Net Income | +$1,772,140 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Corporate Office
Main Office3501 Old Greenwood Rd
Fort Smith, AR 72903
Who Can Join ARKANSAS BEST?
Membership Type: Community
Membership eligibility for ARKANSAS BEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARKANSAS BEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. ARKANSAS BEST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ARKANSAS BEST has 11,571 members and a potential membership field of 66,331 people.
ARKANSAS BEST's net worth ratio is 16.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.1%, ARKANSAS BEST meets this threshold.
ARKANSAS BEST operates 1 branch location and has access to 1 ATMs. The main office is located at 3501 Old Greenwood Rd, Fort Smith, AR 72903.
ARKANSAS BEST was established in 1960. It is a federal credit union chartered under charter number 13737. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ARKANSAS BEST. All financial data is for informational purposes only.