ARRHA
State-Chartered • Springfield, Massachusetts • Est. 1929
Quick Facts
- Charter Number
- #61189
- Type
- State-Chartered
- Established
- 1929
- Headquarters
- Springfield, Massachusetts 01104
- Address
- 145 Industry Avenue
- Branches
- 4
- ATMs
- 2
- Members
- 9,850
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
9,850 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARRHA |
|---|---|
| Total Assets | $159.5M |
| Members | 9,850 |
| Loans Outstanding | $127.2M |
| Shares & Deposits | $133.1M |
| Net Worth | $11.2M |
| Net Worth Ratio | 7.00% |
| Loan-to-Share Ratio | 95.6% |
| Delinquency Rate | 0.32% |
| Net Income | $-1,751,745 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
Springfield Office
Main Office145 Industry Ave
Springfield, MA 01104-3222
63 Park Avenue
63 Park Ave
West Springfield, MA 01089-3303
231 Hazard Avenue
231 Hazard Ave
Enfield, CT 06082-4647
1252 Sumner Ave
1252 Sumner Ave
Springfield, MA 01118-1768
Who Can Join ARRHA?
Membership Type: Community
Membership eligibility for ARRHA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARRHA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. ARRHA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ARRHA has 9,850 members and a potential membership field of 1,752,542 people.
ARRHA's net worth ratio is 7.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.0%, ARRHA meets this threshold.
ARRHA operates 4 branch locations and has access to 2 ATMs. The main office is located at 145 Industry Ave, Springfield, MA 01104-3222.
ARRHA was established in 1929. It is a state-chartered credit union chartered under charter number 61189. The institution has been serving members for 97 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ARRHA. All financial data is for informational purposes only.