ATLANTIC REGIONAL
Federal • South Portland, Maine • Est. 1941
Quick Facts
- Charter Number
- #4281
- Type
- Federal
- Established
- 1941
- Headquarters
- South Portland, Maine 04106
- Address
- 600 Sable Oaks Dr Suite 100
- Branches
- 12
- ATMs
- 1
- Members
- 49,017
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
49,017 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ATLANTIC REGIONAL |
|---|---|
| Total Assets | $1.1B |
| Members | 49,017 |
| Loans Outstanding | $743.4M |
| Shares & Deposits | $950.2M |
| Net Worth | $119.0M |
| Net Worth Ratio | 11.22% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 0.69% |
| Net Income | +$6,490,735 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 1 ATMs
Brunswick
55 Cushing ST
Brunswick, ME 04011
Freeport
41 Mallett Dr
Freeport, ME 04032
Topsham
3 Union Park RD
Topsham, ME 04086
Cumberland
327 Main ST
Cumberland, ME 04021
Biddeford
75 Boulder Way
Biddeford, ME 04005
Who Can Join ATLANTIC REGIONAL?
Membership Type: Other/Unknown
Membership eligibility for ATLANTIC REGIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ATLANTIC REGIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. ATLANTIC REGIONAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ATLANTIC REGIONAL has 49,017 members and a potential membership field of 686,806 people.
ATLANTIC REGIONAL's net worth ratio is 11.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, ATLANTIC REGIONAL meets this threshold.
ATLANTIC REGIONAL operates 12 branch locations and has access to 1 ATMs. The main office is located at 600 Sable Oaks Dr Ste 100, South Portland, ME 04106-3292.
ATLANTIC REGIONAL was established in 1941. It is a federal credit union chartered under charter number 4281. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ATLANTIC REGIONAL. All financial data is for informational purposes only.