AVADIAN
State-Chartered • Birmingham, Alabama • Est. 1934
Quick Facts
- Charter Number
- #68583
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Birmingham, Alabama 35236
- Address
- PO Box 360287
- Branches
- 19
- ATMs
- 18
- Members
- 83,856
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
83,856 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AVADIAN |
|---|---|
| Total Assets | $1.4B |
| Members | 83,856 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.3B |
| Net Worth | $139.3M |
| Net Worth Ratio | 9.88% |
| Loan-to-Share Ratio | 89.9% |
| Delinquency Rate | 0.58% |
| Net Income | +$17,062,208 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
19 locations · 18 ATMs
Chelsea
15660 Highway 280
Chelsea, AL 35043
Dothan
2378 W Main St
Dothan, AL 36301
Geneva
309 W Maple Ave
Geneva, AL 36340-1623
Homewood
475 Green Springs Hwy
Birmingham, AL 35209-4921
Pelham
2723 Pelham Pkwy
Pelham, AL 35124-1704
Who Can Join AVADIAN?
Membership Type: Community
Membership eligibility for AVADIAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact AVADIAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. AVADIAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AVADIAN has 83,856 members and a potential membership field of 4,153,919 people.
AVADIAN's net worth ratio is 9.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, AVADIAN meets this threshold.
AVADIAN operates 19 branch locations and has access to 18 ATMs. The main office is located at 1 Riverchase Pkwy S, Hoover, AL 35244-2008.
AVADIAN was established in 1934. It is a state-chartered credit union chartered under charter number 68583. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AVADIAN. All financial data is for informational purposes only.