BARAGA COUNTY
Federal • LANSE, Michigan • Est. 1952
Quick Facts
- Charter Number
- #7672
- Type
- Federal
- Established
- 1952
- Headquarters
- LANSE, Michigan 49946
- Address
- PO BOX 38
- Branches
- 1
- ATMs
- 1
- Members
- 4,842
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,842 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BARAGA COUNTY |
|---|---|
| Total Assets | $61.0M |
| Members | 4,842 |
| Loans Outstanding | $19.8M |
| Shares & Deposits | $55.6M |
| Net Worth | $6.2M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 35.6% |
| Delinquency Rate | 0.21% |
| Net Income | +$717,067 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Baraga County Federal Credit Union
Main Office101 E Broad St
Lanse, MI 49946-1013
Who Can Join BARAGA COUNTY?
Membership Type: Other/Unknown
Membership eligibility for BARAGA COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BARAGA COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Browse all federally insured credit unions in Michigan, ranked by assets, members, and financial health score.
View Michigan RankingsFrequently Asked Questions
Yes. BARAGA COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BARAGA COUNTY has 4,842 members and a potential membership field of 9,000 people.
BARAGA COUNTY's net worth ratio is 10.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, BARAGA COUNTY meets this threshold.
BARAGA COUNTY operates 1 branch location and has access to 1 ATMs. The main office is located at 101 E Broad St, Lanse, MI 49946-1013.
BARAGA COUNTY was established in 1952. It is a federal credit union chartered under charter number 7672. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BARAGA COUNTY. All financial data is for informational purposes only.