BAYOU CITY
Federal • HOUSTON, Texas • Est. 1980
Quick Facts
- Charter Number
- #23582
- Type
- Federal
- Established
- 1980
- Headquarters
- HOUSTON, Texas 77030-1500
- Address
- 6414 FANNIN ST STE G50
- Branches
- 3
- ATMs
- 2
- Members
- 2,257
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,257 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAYOU CITY |
|---|---|
| Total Assets | $24.1M |
| Members | 2,257 |
| Loans Outstanding | $8.8M |
| Shares & Deposits | $21.5M |
| Net Worth | $2.4M |
| Net Worth Ratio | 9.92% |
| Loan-to-Share Ratio | 40.8% |
| Delinquency Rate | 1.46% |
| Net Income | +$173,805 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
MAIN OFFICE
Main Office6414 FANNIN ST STE G50
HOUSTON, TX 77030-1500
JONES SERVICE CENTER
6411 FANNIN ST # G-674N
HOUSTON, TX 77030-1501
Cold Site
6411 FANNIN ST
HOUSTON, TX 77030-1501
Who Can Join BAYOU CITY?
Membership Type: Community
Membership eligibility for BAYOU CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAYOU CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. BAYOU CITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BAYOU CITY has 2,257 members and a potential membership field of 125,000 people.
BAYOU CITY's net worth ratio is 9.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, BAYOU CITY meets this threshold.
BAYOU CITY operates 3 branch locations and has access to 2 ATMs. The main office is located at 6414 FANNIN ST STE G50, HOUSTON, TX 77030-1500.
BAYOU CITY was established in 1980. It is a federal credit union chartered under charter number 23582. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BAYOU CITY. All financial data is for informational purposes only.