BCM
Federal • Houston, Texas • Est. 1959
Quick Facts
- Charter Number
- #12892
- Type
- Federal
- Established
- 1959
- Headquarters
- Houston, Texas 77030-3411
- Address
- 1 Baylor Plz Ste 59E, Mail Stop BCM
- Branches
- 3
- ATMs
- 1
- Members
- 4,719
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,719 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BCM |
|---|---|
| Total Assets | $41.9M |
| Members | 4,719 |
| Loans Outstanding | $21.8M |
| Shares & Deposits | $36.7M |
| Net Worth | $5.1M |
| Net Worth Ratio | 12.20% |
| Loan-to-Share Ratio | 59.4% |
| Delinquency Rate | 1.00% |
| Net Income | +$503,498 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Bellaire Office
4003 Bellaire Blvd
Houston, TX 77025
Baylor
Main Office1 Baylor Plz Ste 59E
Houston, TX 77030-3411
Iron Mountain
5249 Glenmont Dr
Houston, TX 77081-2107
Who Can Join BCM?
Membership Type: Community
Membership eligibility for BCM may vary. Contact the credit union directly to confirm qualification requirements.
Contact BCM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. BCM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BCM has 4,719 members and a potential membership field of 60,000 people.
BCM's net worth ratio is 12.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, BCM meets this threshold.
BCM operates 3 branch locations and has access to 1 ATMs. The main office is located at 1 Baylor Plz Ste 59E, Houston, TX 77030-3411.
BCM was established in 1959. It is a federal credit union chartered under charter number 12892. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BCM. All financial data is for informational purposes only.