BEACON
Federal • La Porte, Texas • Est. 1949
Quick Facts
- Charter Number
- #6062
- Type
- Federal
- Established
- 1949
- Headquarters
- La Porte, Texas 77572
- Address
- PO Box 1704
- Branches
- 4
- ATMs
- 5
- Members
- 14,151
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
14,151 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEACON |
|---|---|
| Total Assets | $202.2M |
| Members | 14,151 |
| Loans Outstanding | $96.1M |
| Shares & Deposits | $184.9M |
| Net Worth | $17.8M |
| Net Worth Ratio | 8.78% |
| Loan-to-Share Ratio | 52.0% |
| Delinquency Rate | 0.74% |
| Net Income | +$1,664,009 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
Main Office
Main Office2901 Sens Rd
La Porte, TX 77571
Baytown Branch
2812 N Alexander Dr
Baytown, TX 77520
Seabrook Office
2226 Repsdorph Rd
Seabrook, TX 77586
HEB - Deer Park
4701 East Blvd
Deer Park, TX 77536
Who Can Join BEACON?
Membership Type: Other/Unknown
Membership eligibility for BEACON may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEACON directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. BEACON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEACON has 14,151 members and a potential membership field of 511,823 people.
BEACON's net worth ratio is 8.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, BEACON meets this threshold.
BEACON operates 4 branch locations and has access to 5 ATMs. The main office is located at 2901 Sens Rd, La Porte, TX 77571.
BEACON was established in 1949. It is a federal credit union chartered under charter number 6062. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEACON. All financial data is for informational purposes only.