BEFIT FINANCIAL
Federal • Vacaville, California • Est. 1957
Quick Facts
- Charter Number
- #11943
- Type
- Federal
- Established
- 1957
- Headquarters
- Vacaville, California 95696
- Address
- PO Box 5760
- Branches
- 1
- ATMs
- 1
- Members
- 2,407
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,407 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEFIT FINANCIAL |
|---|---|
| Total Assets | $39.6M |
| Members | 2,407 |
| Loans Outstanding | $20.1M |
| Shares & Deposits | $35.5M |
| Net Worth | $3.8M |
| Net Worth Ratio | 9.51% |
| Loan-to-Share Ratio | 56.7% |
| Delinquency Rate | 1.48% |
| Net Income | +$113,431 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Befit Financial Federal Credit Union
Main Office640 E Main St
Vacaville, CA 95688-3933
Who Can Join BEFIT FINANCIAL?
Membership Type: Community
Membership eligibility for BEFIT FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEFIT FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. BEFIT FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEFIT FINANCIAL has 2,407 members and a potential membership field of 176,601 people.
BEFIT FINANCIAL's net worth ratio is 9.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, BEFIT FINANCIAL meets this threshold.
BEFIT FINANCIAL operates 1 branch location and has access to 1 ATMs. The main office is located at 640 E Main St, Vacaville, CA 95688-3933.
BEFIT FINANCIAL was established in 1957. It is a federal credit union chartered under charter number 11943. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEFIT FINANCIAL. All financial data is for informational purposes only.