BENCHMARK
Federal • West Chester, Pennsylvania • Est. 1940
Quick Facts
- Charter Number
- #3738
- Type
- Federal
- Established
- 1940
- Headquarters
- West Chester, Pennsylvania 19380
- Address
- PO Box 2387
- Branches
- 3
- ATMs
- 3
- Members
- 8,943
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,943 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BENCHMARK |
|---|---|
| Total Assets | $296.4M |
| Members | 8,943 |
| Loans Outstanding | $218.5M |
| Shares & Deposits | $251.0M |
| Net Worth | $30.6M |
| Net Worth Ratio | 10.31% |
| Loan-to-Share Ratio | 87.1% |
| Delinquency Rate | 0.52% |
| Net Income | $-239,332 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main office/Branch
Main Office1522 McDaniel Dr
West Chester, PA 19380
Phoenixville Branch
785 Starr St
Phoenixville, PA 19460
West Chester Branch
323 E Gay St
West Chester, PA 19380
Who Can Join BENCHMARK?
Membership Type: Occupational
Membership eligibility for BENCHMARK may vary. Contact the credit union directly to confirm qualification requirements.
Contact BENCHMARK directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. BENCHMARK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BENCHMARK has 8,943 members and a potential membership field of 524,989 people.
BENCHMARK's net worth ratio is 10.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, BENCHMARK meets this threshold.
BENCHMARK operates 3 branch locations and has access to 3 ATMs. The main office is located at 1522 McDaniel Dr, West Chester, PA 19380.
BENCHMARK was established in 1940. It is a federal credit union chartered under charter number 3738. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BENCHMARK. All financial data is for informational purposes only.