BRADFORD AREA
Federal • BRADFORD, Pennsylvania • Est. 1960
Quick Facts
- Charter Number
- #13823
- Type
- Federal
- Established
- 1960
- Headquarters
- BRADFORD, Pennsylvania 16701-2016
- Address
- 52 DAVIS ST, STE 1
- Branches
- 1
- Members
- 1,398
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,398 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BRADFORD AREA |
|---|---|
| Total Assets | $11.6M |
| Members | 1,398 |
| Loans Outstanding | $6.5M |
| Shares & Deposits | $10.1M |
| Net Worth | $1.5M |
| Net Worth Ratio | 13.22% |
| Loan-to-Share Ratio | 64.7% |
| Delinquency Rate | 0.62% |
| Net Income | +$10,796 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Bradford Area Federal Credit Union
Main Office52 Davis St
Bradford, PA 16701-2016
Who Can Join BRADFORD AREA?
Membership Type: Community
Membership eligibility for BRADFORD AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact BRADFORD AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. BRADFORD AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BRADFORD AREA has 1,398 members and a potential membership field of 3,400 people.
BRADFORD AREA's net worth ratio is 13.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, BRADFORD AREA meets this threshold.
BRADFORD AREA operates 1 branch location. The main office is located at 52 Davis St, Bradford, PA 16701-2016.
BRADFORD AREA was established in 1960. It is a federal credit union chartered under charter number 13823. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BRADFORD AREA. All financial data is for informational purposes only.