BRIGHTBRIDGE
State-Chartered • LAWRENCE, Massachusetts • Est. 1955
Quick Facts
- Charter Number
- #68693
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- LAWRENCE, Massachusetts 01843
- Address
- 500 MERRIMACK ST
- Branches
- 28
- ATMs
- 22
- Members
- 113,517
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
113,517 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BRIGHTBRIDGE |
|---|---|
| Total Assets | $2.2B |
| Members | 113,517 |
| Loans Outstanding | $1.6B |
| Shares & Deposits | $1.9B |
| Net Worth | $231.2M |
| Net Worth Ratio | 10.46% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.50% |
| Net Income | +$10,973,590 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
28 locations · 22 ATMs
BrightBridge Corporate Office
Main Office500 Merrimack St
Lawrence, MA 01843
Plaistow Branch
24 Plaistow Rd
Plaistow, NH 03865
Central Plaza Branch
2 Water St
Haverhill, MA 01830
Lawrence Branch
500A Merrimack St
Lawrence, MA 01843
North Andover MallBranch
350 Winthrop Ave
North Andover, MA 01845
Who Can Join BRIGHTBRIDGE?
Membership Type: Community
Membership eligibility for BRIGHTBRIDGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact BRIGHTBRIDGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. BRIGHTBRIDGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BRIGHTBRIDGE has 113,517 members and a potential membership field of 8,740,000 people.
BRIGHTBRIDGE's net worth ratio is 10.46% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, BRIGHTBRIDGE meets this threshold.
BRIGHTBRIDGE operates 28 branch locations and has access to 22 ATMs. The main office is located at 500 Merrimack St, Lawrence, MA 01843.
BRIGHTBRIDGE was established in 1955. It is a state-chartered credit union chartered under charter number 68693. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BRIGHTBRIDGE. All financial data is for informational purposes only.