CADETS
Federal • ELMA, New York • Est. 1950
Quick Facts
- Charter Number
- #6930
- Type
- Federal
- Established
- 1950
- Headquarters
- ELMA, New York 14059
- Address
- 1751 TRANSIT ROAD
- Branches
- 2
- ATMs
- 1
- Members
- 1,430
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,430 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CADETS |
|---|---|
| Total Assets | $18.0M |
| Members | 1,430 |
| Loans Outstanding | $10.4M |
| Shares & Deposits | $16.4M |
| Net Worth | $1.5M |
| Net Worth Ratio | 8.56% |
| Loan-to-Share Ratio | 63.6% |
| Delinquency Rate | 1.70% |
| Net Income | +$23,695 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
CADETS FEDERAL CREDIT UNION
927 Grant St
Buffalo, NY 14207-2820
CADETS FEDERAL CREDIT UNION
Main Office1751 TRANSIT RD
ELMA, NY 14059-9687
Who Can Join CADETS?
Membership Type: Community
Membership eligibility for CADETS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CADETS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. CADETS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CADETS has 1,430 members and a potential membership field of 1,500 people.
CADETS's net worth ratio is 8.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, CADETS meets this threshold.
CADETS operates 2 branch locations and has access to 1 ATMs. The main office is located at 1751 TRANSIT RD, ELMA, NY 14059-9687.
CADETS was established in 1950. It is a federal credit union chartered under charter number 6930. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CADETS. All financial data is for informational purposes only.