CAPITAL EDUCATORS
Federal • MERIDIAN, Idaho • Est. 1936
Quick Facts
- Charter Number
- #1040
- Type
- Federal
- Established
- 1936
- Headquarters
- MERIDIAN, Idaho 83680
- Address
- P.O. BOX 570
- Branches
- 13
- ATMs
- 13
- Members
- 100,988
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
100,988 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPITAL EDUCATORS |
|---|---|
| Total Assets | $1.4B |
| Members | 100,988 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.1B |
| Net Worth | $113.4M |
| Net Worth Ratio | 7.83% |
| Loan-to-Share Ratio | 103.2% |
| Delinquency Rate | 1.26% |
| Net Income | +$13,220,252 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 13 ATMs
McMillan Branch
12195 W McMillan Rd
Boise, ID 83713-2475
Thunderbolt Branch
7450 W Thunderbolt Dr
Boise, ID 83709-0701
Parkcenter Branch
500 E Highland St
Boise, ID 83706-6517
Marketplace Branch
16275 N Marketplace Blvd
Nampa, ID 83687-5141
Kuna Member Convenience Center
1550 N Meridian Rd
Kuna, ID 83634
Who Can Join CAPITAL EDUCATORS?
Membership Type: Community
Membership eligibility for CAPITAL EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPITAL EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Idaho RankingsFrequently Asked Questions
Yes. CAPITAL EDUCATORS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAPITAL EDUCATORS has 100,988 members and a potential membership field of 2,002,000 people.
CAPITAL EDUCATORS's net worth ratio is 7.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.8%, CAPITAL EDUCATORS meets this threshold.
CAPITAL EDUCATORS operates 13 branch locations and has access to 13 ATMs. The main office is located at 275 S Stratford Dr, Meridian, ID 83642-6289.
CAPITAL EDUCATORS was established in 1936. It is a federal credit union chartered under charter number 1040. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAPITAL EDUCATORS. All financial data is for informational purposes only.