CAPITAL
Federal • Lubbock, Texas • Est. 2021
Quick Facts
- Charter Number
- #24930
- Type
- Federal
- Established
- 2021
- Headquarters
- Lubbock, Texas 79413
- Address
- 4210 50th Street Suite E
- Branches
- 2
- Members
- 854
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
854 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPITAL |
|---|---|
| Total Assets | $4.2M |
| Members | 854 |
| Loans Outstanding | $1.7M |
| Shares & Deposits | $3.1M |
| Net Worth | $1.1M |
| Net Worth Ratio | 25.66% |
| Loan-to-Share Ratio | 54.0% |
| Delinquency Rate | 0.26% |
| Net Income | $-79,214 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Capital Federal Credit Union
Main Office4210 50th St Ste E
Lubbock, TX 79413-3863
Alliance Credit Union
Main Branch
Lubbock, TX 79424
Who Can Join CAPITAL?
Membership Type: Occupational
Membership eligibility for CAPITAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPITAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CAPITAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAPITAL has 854 members and a potential membership field of 2,135 people.
CAPITAL's net worth ratio is 25.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 25.7%, CAPITAL meets this threshold.
CAPITAL operates 2 branch locations. The main office is located at 4210 50th St Ste E, Lubbock, TX 79413-3863.
CAPITAL was established in 2021. It is a federal credit union chartered under charter number 24930. The institution has been serving members for 5 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAPITAL. All financial data is for informational purposes only.