CARTER
Federal • SPRINGHILL, Louisiana • Est. 1954
Quick Facts
- Charter Number
- #9164
- Type
- Federal
- Established
- 1954
- Headquarters
- SPRINGHILL, Louisiana 71075
- Address
- PO BOX 814
- Branches
- 15
- ATMs
- 12
- Members
- 31,529
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
31,529 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CARTER |
|---|---|
| Total Assets | $737.1M |
| Members | 31,529 |
| Loans Outstanding | $556.9M |
| Shares & Deposits | $559.8M |
| Net Worth | $65.8M |
| Net Worth Ratio | 8.92% |
| Loan-to-Share Ratio | 99.5% |
| Delinquency Rate | 3.92% |
| Net Income | +$8,527,753 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 12 ATMs
Mansfield Branch 02
7288 Highway 509
Mansfield, LA 71052
Springhill Branch 03
100 W Church St
Springhill, LA 71075
Magnolia Branch 04
45 Highway 79 Byp N
Magnolia, AR 71753-3244
Minden Branch 05
918 Homer Rd
Minden, LA 71055
Shreveport Branch 07
6885 Bert Kouns Ind Loop
Shreveport, LA 71129
Who Can Join CARTER?
Membership Type: Community
Membership eligibility for CARTER may vary. Contact the credit union directly to confirm qualification requirements.
Contact CARTER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. CARTER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CARTER has 31,529 members and a potential membership field of 503,556 people.
CARTER's net worth ratio is 8.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, CARTER meets this threshold.
CARTER operates 15 branch locations and has access to 12 ATMs. The main office is located at 133 S Main St, Springhill, LA 71075.
CARTER was established in 1954. It is a federal credit union chartered under charter number 9164. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CARTER. All financial data is for informational purposes only.