CENTRA
State-Chartered • COLUMBUS, Indiana • Est. 1940
Quick Facts
- Charter Number
- #68287
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- COLUMBUS, Indiana 47202
- Address
- 1430 N NATIONAL RD, PO BOX 789
- Branches
- 29
- ATMs
- 28
- Members
- 151,589
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
151,589 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRA |
|---|---|
| Total Assets | $2.3B |
| Members | 151,589 |
| Loans Outstanding | $1.7B |
| Shares & Deposits | $2.0B |
| Net Worth | $278.8M |
| Net Worth Ratio | 12.00% |
| Loan-to-Share Ratio | 83.9% |
| Delinquency Rate | 1.05% |
| Net Income | +$28,856,163 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
29 locations · 28 ATMs
National Road
1430 N National Rd
Columbus, IN 47201-5577
26th Street
2020 26th St
Columbus, IN 47201-3795
SR 46 West
2165 W Jonathan Moore Pike
Columbus, IN 47201-9081
Edinburgh
15701 North U.S. 31
Edinburgh, IN 46124-9000
Carmel
11711 Pennsylvania St Ste 101
Carmel, IN 46032-4559
Who Can Join CENTRA?
Membership Type: Community
Membership eligibility for CENTRA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. CENTRA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTRA has 151,589 members and a potential membership field of 4,437,161 people.
CENTRA's net worth ratio is 12.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, CENTRA meets this threshold.
CENTRA operates 29 branch locations and has access to 28 ATMs. The main office is located at 3801 Tupelo Dr, Columbus, IN 47201-7293.
CENTRA was established in 1940. It is a state-chartered credit union chartered under charter number 68287. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTRA. All financial data is for informational purposes only.