CHEMCEL
Federal • BISHOP, Texas • Est. 1951
Quick Facts
- Charter Number
- #7129
- Type
- Federal
- Established
- 1951
- Headquarters
- BISHOP, Texas 78343
- Address
- 5740 COUNTY ROAD 4
- Branches
- 5
- ATMs
- 5
- Members
- 9,369
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,369 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEMCEL |
|---|---|
| Total Assets | $182.9M |
| Members | 9,369 |
| Loans Outstanding | $106.2M |
| Shares & Deposits | $159.4M |
| Net Worth | $21.5M |
| Net Worth Ratio | 11.78% |
| Loan-to-Share Ratio | 66.6% |
| Delinquency Rate | 1.10% |
| Net Income | +$1,987,548 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Bishop Office
Main Office5740 County Road 4
Bishop, TX 78343
Corpus Christi Office
7001 Saratoga Blvd
Corpus Christi, TX 78414-3919
Pasadena Office
9502 Bayport Blvd
Pasadena, TX 77507-1402
Kingsville Office
1901 S US Highway 77 Byp
Kingsville, TX 78363-6894
Alice Office
2740 East Main Street
Alice, TX 78332
Who Can Join CHEMCEL?
Membership Type: Community
Membership eligibility for CHEMCEL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEMCEL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. CHEMCEL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEMCEL has 9,369 members and a potential membership field of 100,808 people.
CHEMCEL's net worth ratio is 11.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, CHEMCEL meets this threshold.
CHEMCEL operates 5 branch locations and has access to 5 ATMs. The main office is located at 5740 County Road 4, Bishop, TX 78343.
CHEMCEL was established in 1951. It is a federal credit union chartered under charter number 7129. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEMCEL. All financial data is for informational purposes only.