CHEN-DEL-O
Federal • FRANKLIN, New York • Est. 1954
Quick Facts
- Charter Number
- #9517
- Type
- Federal
- Established
- 1954
- Headquarters
- FRANKLIN, New York 13775
- Address
- PO BOX 102
- Branches
- 3
- Members
- 2,700
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,700 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEN-DEL-O |
|---|---|
| Total Assets | $34.0M |
| Members | 2,700 |
| Loans Outstanding | $8.7M |
| Shares & Deposits | $29.8M |
| Net Worth | $4.3M |
| Net Worth Ratio | 12.51% |
| Loan-to-Share Ratio | 29.4% |
| Delinquency Rate | 1.36% |
| Net Income | +$601,796 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
MAIN OFFICE
Main Office114 MAIN ST
FRANKLIN, NY 13775
COMPUSOURCE SYSTEMS, INC
110 JOHN MUIR DR
AMHERST, NY 14228
LEATHERSTOCKING REGION FCU
24 GLEN AVE
COOPERSTOWN, NY 13326
Who Can Join CHEN-DEL-O?
Membership Type: Community
Membership eligibility for CHEN-DEL-O may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEN-DEL-O directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. CHEN-DEL-O is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEN-DEL-O has 2,700 members and a potential membership field of 10,000 people.
CHEN-DEL-O's net worth ratio is 12.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, CHEN-DEL-O meets this threshold.
CHEN-DEL-O operates 3 branch locations. The main office is located at 114 MAIN ST, FRANKLIN, NY 13775.
CHEN-DEL-O was established in 1954. It is a federal credit union chartered under charter number 9517. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEN-DEL-O. All financial data is for informational purposes only.