CHOCOLATE BAYOU COMMUNITY
Federal • Alvin, Texas • Est. 1962
Quick Facts
- Charter Number
- #15143
- Type
- Federal
- Established
- 1962
- Headquarters
- Alvin, Texas 77512-1694
- Address
- P.O. Box 1694
- Branches
- 4
- ATMs
- 4
- Members
- 11,704
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,704 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHOCOLATE BAYOU COMMUNITY |
|---|---|
| Total Assets | $156.0M |
| Members | 11,704 |
| Loans Outstanding | $82.0M |
| Shares & Deposits | $135.9M |
| Net Worth | $19.7M |
| Net Worth Ratio | 12.63% |
| Loan-to-Share Ratio | 60.3% |
| Delinquency Rate | 0.61% |
| Net Income | +$907,152 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Alvin
Main Office1301 Highway 35 Byp N
Alvin, TX 77511-2681
Pearland
10618 Crossroads Plaza Dr
Pearland, TX 77584-4508
Alvin High School
802 S Johnson St
Alvin, TX 77511-3300
Manvel High School
19601 Highway 6
Manvel, TX 77578
Who Can Join CHOCOLATE BAYOU COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CHOCOLATE BAYOU COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHOCOLATE BAYOU COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CHOCOLATE BAYOU COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHOCOLATE BAYOU COMMUNITY has 11,704 members and a potential membership field of 100,000 people.
CHOCOLATE BAYOU COMMUNITY's net worth ratio is 12.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.6%, CHOCOLATE BAYOU COMMUNITY meets this threshold.
CHOCOLATE BAYOU COMMUNITY operates 4 branch locations and has access to 4 ATMs. The main office is located at 1301 Highway 35 Byp N, Alvin, TX 77511-2681.
CHOCOLATE BAYOU COMMUNITY was established in 1962. It is a federal credit union chartered under charter number 15143. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHOCOLATE BAYOU COMMUNITY. All financial data is for informational purposes only.