CHRISTIAN FINANCIAL
State-Chartered • Sterling Heights, Michigan • Est. 1967
Quick Facts
- Charter Number
- #63805
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Sterling Heights, Michigan 48312
- Address
- 35100 Van Dyke Ave
- Branches
- 13
- ATMs
- 12
- Members
- 61,556
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
61,556 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHRISTIAN FINANCIAL |
|---|---|
| Total Assets | $1.1B |
| Members | 61,556 |
| Loans Outstanding | $794.0M |
| Shares & Deposits | $981.0M |
| Net Worth | $108.7M |
| Net Worth Ratio | 9.76% |
| Loan-to-Share Ratio | 80.9% |
| Delinquency Rate | 0.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 12 ATMs
Center Line
8171 E 10 Mile Rd
Center Line, MI 48015-1449
Chesterfield
25450 23 Mile Rd
Chesterfield, MI 48051-1977
Harper Woods
19770 Harper Ave
Harper Woods, MI 48225-1803
Shelby
55834 Van Dyke Ave
Shelby Township, MI 48316-5314
Sterling Heights
13705 Lakeside Cir
Sterling Heights, MI 48313-1315
Who Can Join CHRISTIAN FINANCIAL?
Membership Type: Community
Membership eligibility for CHRISTIAN FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHRISTIAN FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
CHRISTIAN FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHRISTIAN FINANCIAL has 61,556 members and a potential membership field of 10,140,000 people.
CHRISTIAN FINANCIAL's reported net worth ratio is 9.76% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHRISTIAN FINANCIAL operates 13 branch locations and has access to 12 ATMs. The main office is located at 35100 Van Dyke Ave, Sterling Heights, MI 48312.
CHRISTIAN FINANCIAL was established in 1967. It is a state-chartered credit union chartered under charter number 63805. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHRISTIAN FINANCIAL. All financial data is for informational purposes only.