CHRISTIAN FINANCIAL
State-Chartered • Sterling Height, Michigan • Est. 1967
Quick Facts
- Charter Number
- #63805
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Sterling Height, Michigan 48312
- Address
- 35100 Van Dyke Ave
- Branches
- 13
- ATMs
- 12
- Members
- 61,650
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
61,650 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHRISTIAN FINANCIAL |
|---|---|
| Total Assets | $1.1B |
| Members | 61,650 |
| Loans Outstanding | $785.2M |
| Shares & Deposits | $961.2M |
| Net Worth | $107.7M |
| Net Worth Ratio | 9.86% |
| Loan-to-Share Ratio | 81.7% |
| Delinquency Rate | 0.31% |
| Net Income | +$7,726,563 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 12 ATMs
Center Line
8171 E 10 Mile Rd
Center Line, MI 48015-1449
Chesterfield
25450 23 Mile Rd
Chesterfield, MI 48051-1977
Harper Woods
19770 Harper Ave
Harper Woods, MI 48225-1803
Shelby
55834 Van Dyke Ave
Shelby Township, MI 48316-5314
Sterling Heights
13705 Lakeside Cir
Sterling Heights, MI 48313-1315
Who Can Join CHRISTIAN FINANCIAL?
Membership Type: Community
Membership eligibility for CHRISTIAN FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHRISTIAN FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. CHRISTIAN FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHRISTIAN FINANCIAL has 61,650 members and a potential membership field of 3,184,743 people.
CHRISTIAN FINANCIAL's net worth ratio is 9.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, CHRISTIAN FINANCIAL meets this threshold.
CHRISTIAN FINANCIAL operates 13 branch locations and has access to 12 ATMs. The main office is located at 35100 Van Dyke Ave, Sterling Heights, MI 48312.
CHRISTIAN FINANCIAL was established in 1967. It is a state-chartered credit union chartered under charter number 63805. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHRISTIAN FINANCIAL. All financial data is for informational purposes only.