CHRISTIANSTED
Federal • CHRISTIANSTED, Virgin Islands • Est. 1952
Quick Facts
- Charter Number
- #7989
- Type
- Federal
- Established
- 1952
- Headquarters
- CHRISTIANSTED, Virgin Islands 00821
- Address
- P.O. BOX 490
- Branches
- 3
- Members
- 3,380
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,380 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHRISTIANSTED |
|---|---|
| Total Assets | $33.5M |
| Members | 3,380 |
| Loans Outstanding | $12.1M |
| Shares & Deposits | $26.8M |
| Net Worth | $6.7M |
| Net Worth Ratio | 19.94% |
| Loan-to-Share Ratio | 45.3% |
| Delinquency Rate | 0.04% |
| Net Income | +$628,031 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
CHRISTIANSTED FEDERAL CREDIT UNION
Main Office43 KING ST
CHRISTIANSTED, VI 00820
FEDCOMP, INC.
10300 EATON PL STE 260
FAIRFAX, VA 22030-2255
FEDCOMP, INC.
10300 EATON PL STE 260
FAIRFAX, VA 22030-2255
Who Can Join CHRISTIANSTED?
Membership Type: Community
Membership eligibility for CHRISTIANSTED may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHRISTIANSTED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virgin Islands RankingsFrequently Asked Questions
Yes. CHRISTIANSTED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHRISTIANSTED has 3,380 members and a potential membership field of 20,911 people.
CHRISTIANSTED's net worth ratio is 19.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.9%, CHRISTIANSTED meets this threshold.
CHRISTIANSTED operates 3 branch locations. The main office is located at 43 KING ST, CHRISTIANSTED, VI 00820.
CHRISTIANSTED was established in 1952. It is a federal credit union chartered under charter number 7989. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHRISTIANSTED. All financial data is for informational purposes only.