CINFED
Federal • Cincinnati, Ohio • Est. 1975
Quick Facts
- Charter Number
- #21930
- Type
- Federal
- Established
- 1975
- Headquarters
- Cincinnati, Ohio 45209
- Address
- 4801 Kennedy Avenue
- Branches
- 7
- ATMs
- 7
- Members
- 38,444
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
38,444 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CINFED |
|---|---|
| Total Assets | $840.1M |
| Members | 38,444 |
| Loans Outstanding | $658.2M |
| Shares & Deposits | $704.5M |
| Net Worth | $96.2M |
| Net Worth Ratio | 11.45% |
| Loan-to-Share Ratio | 93.4% |
| Delinquency Rate | 0.30% |
| Net Income | +$10,711,332 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Roselawn
7661 Reading Rd
Cincinnati, OH 45237-3203
Ft. Wright Office
15 George Huser Dr
Ft Wright, KY 41011-2670
Florence Office
7170 Turfway Rd
Florence, KY 41042
Glenway Crossing Branch
5147 Glencrossing Way
Cincinnati, OH 45238
OAKLEY CORPORATE HEADQUARTERS
Main Office4801 Kennedy Avenue
Cincinnati, OH 45209
Who Can Join CINFED?
Membership Type: Other/Unknown
Membership eligibility for CINFED may vary. Contact the credit union directly to confirm qualification requirements.
Contact CINFED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. CINFED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CINFED has 38,444 members and a potential membership field of 2,293,237 people.
CINFED's net worth ratio is 11.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, CINFED meets this threshold.
CINFED operates 7 branch locations and has access to 7 ATMs. The main office is located at 4801 Kennedy Avenue, Cincinnati, OH 45209.
CINFED was established in 1975. It is a federal credit union chartered under charter number 21930. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CINFED. All financial data is for informational purposes only.