CITIZENS EQUITY FIRST
State-Chartered • Peoria, Illinois • Est. 1937
Quick Facts
- Charter Number
- #68448
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Peoria, Illinois 61656-1715
- Address
- PO Box 1715
- Branches
- 36
- ATMs
- 34
- Members
- 418,324
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
418,324 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITIZENS EQUITY FIRST |
|---|---|
| Total Assets | $8.3B |
| Members | 418,324 |
| Loans Outstanding | $6.4B |
| Shares & Deposits | $7.2B |
| Net Worth | $948.7M |
| Net Worth Ratio | 11.45% |
| Loan-to-Share Ratio | 88.0% |
| Delinquency Rate | 1.13% |
| Net Income | +$103,689,809 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
36 locations · 34 ATMs
Bloomington Empire Member Center
2323 E Empire St
Bloomington, IL 61704-8253
Normal Member Center
3 Traders Cir
Normal, IL 61761-4143
Decatur Member Center
3301 N Woodford St
Decatur, IL 62526-2837
East Peoria Member Center
501 Richland St
East Peoria, IL 61611-2480
Lincoln Member Center
341 5th St
Lincoln, IL 62656-2676
Who Can Join CITIZENS EQUITY FIRST?
Membership Type: Community
Membership eligibility for CITIZENS EQUITY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITIZENS EQUITY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. CITIZENS EQUITY FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CITIZENS EQUITY FIRST has 418,324 members and a potential membership field of 7,815,733 people.
CITIZENS EQUITY FIRST's net worth ratio is 11.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, CITIZENS EQUITY FIRST meets this threshold.
CITIZENS EQUITY FIRST operates 36 branch locations and has access to 34 ATMs. The main office is located at 5401 W Everett M Dirksen Pkwy, Peoria, IL 61607.
CITIZENS EQUITY FIRST was established in 1937. It is a state-chartered credit union chartered under charter number 68448. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CITIZENS EQUITY FIRST. All financial data is for informational purposes only.