COMMONROOTS
Federal • CRANBERRY TOWNS, Pennsylvania • Est. 1953
Quick Facts
- Charter Number
- #8313
- Type
- Federal
- Established
- 1953
- Headquarters
- CRANBERRY TOWNS, Pennsylvania 16066
- Address
- PO BOX 2088
- Branches
- 1
- Members
- 1,721
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,721 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMONROOTS |
|---|---|
| Total Assets | $14.5M |
| Members | 1,721 |
| Loans Outstanding | $6.5M |
| Shares & Deposits | $13.5M |
| Net Worth | $1.0M |
| Net Worth Ratio | 7.17% |
| Loan-to-Share Ratio | 48.4% |
| Delinquency Rate | 0.11% |
| Net Income | $-442,812 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Brach
Main Office1204 Freedom Rd
Cranberry Township, PA 16066
Who Can Join COMMONROOTS?
Membership Type: Community
Membership eligibility for COMMONROOTS may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMONROOTS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. COMMONROOTS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMONROOTS has 1,721 members and a potential membership field of 200,000 people.
COMMONROOTS's net worth ratio is 7.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.2%, COMMONROOTS meets this threshold.
COMMONROOTS operates 1 branch location. The main office is located at 1204 Freedom Rd, Cranberry Township, PA 16066.
COMMONROOTS was established in 1953. It is a federal credit union chartered under charter number 8313. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMONROOTS. All financial data is for informational purposes only.