COMMUNITY 1ST
State-Chartered • Ottumwa, Iowa • Est. 1936
Quick Facts
- Charter Number
- #68510
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Ottumwa, Iowa 52501
- Address
- 1100 Hutchinson Ave
- Branches
- 24
- ATMs
- 23
- Members
- 72,306
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
72,306 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY 1ST |
|---|---|
| Total Assets | $1.1B |
| Members | 72,306 |
| Loans Outstanding | $910.6M |
| Shares & Deposits | $941.0M |
| Net Worth | $114.3M |
| Net Worth Ratio | 10.73% |
| Loan-to-Share Ratio | 96.8% |
| Delinquency Rate | 3.52% |
| Net Income | +$12,034,925 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
24 locations · 23 ATMs
Pennsylvania
739 Pennsylvania Ave
Ottumwa, IA 52501
Oskaloosa
1311 A Ave W
Oskaloosa, IA 52577
Richmond
235 Richmond Ave
Ottumwa, IA 52501
Pella
500 Main St
Pella, IA 50219-1832
Grinnell
205 West St
Grinnell, IA 50112-2313
Who Can Join COMMUNITY 1ST?
Membership Type: Community
Membership eligibility for COMMUNITY 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. COMMUNITY 1ST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY 1ST has 72,306 members and a potential membership field of 2,322,526 people.
COMMUNITY 1ST's net worth ratio is 10.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, COMMUNITY 1ST meets this threshold.
COMMUNITY 1ST operates 24 branch locations and has access to 23 ATMs. The main office is located at 1100 Hutchinson Ave, Ottumwa, IA 52501.
COMMUNITY 1ST was established in 1936. It is a state-chartered credit union chartered under charter number 68510. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY 1ST. All financial data is for informational purposes only.