COMMUNITY CHOICE
State-Chartered • JOHNSTON, Iowa • Est. 1953
Quick Facts
- Charter Number
- #65078
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- JOHNSTON, Iowa 50131
- Address
- 6163 NW 86TH ST
- Branches
- 12
- ATMs
- 11
- Members
- 53,548
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
53,548 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY CHOICE |
|---|---|
| Total Assets | $902.7M |
| Members | 53,548 |
| Loans Outstanding | $728.7M |
| Shares & Deposits | $759.8M |
| Net Worth | $110.5M |
| Net Worth Ratio | 12.24% |
| Loan-to-Share Ratio | 95.9% |
| Delinquency Rate | 0.58% |
| Net Income | +$10,431,396 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 11 ATMs
Johnston
8404 nw 62nd ave
Johnston, IA 50131
Downtown
700 Lyon st
Des Moines, IA 50309-5457
Clive
1351 NW 114th St
Clive, IA 50325-7066
Altoona
818 8th st SW
Altoona, IA 50009
Ankeny
2710 S Ankeny Blvd
Ankeny, IA 50023-8269
Who Can Join COMMUNITY CHOICE?
Membership Type: Community
Membership eligibility for COMMUNITY CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. COMMUNITY CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY CHOICE has 53,548 members and a potential membership field of 1,258,738 people.
COMMUNITY CHOICE's net worth ratio is 12.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, COMMUNITY CHOICE meets this threshold.
COMMUNITY CHOICE operates 12 branch locations and has access to 11 ATMs. The main office is located at 6163 NW 86th st, Johnston, IA 50131.
COMMUNITY CHOICE was established in 1953. It is a state-chartered credit union chartered under charter number 65078. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY CHOICE. All financial data is for informational purposes only.