COMMUNITY FINANCIAL
State-Chartered • PLYMOUTH, Michigan • Est. 1951
Quick Facts
- Charter Number
- #68631
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- PLYMOUTH, Michigan 48170-1759
- Address
- PO BOX 8050
- Branches
- 13
- ATMs
- 15
- Members
- 83,834
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
83,834 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FINANCIAL |
|---|---|
| Total Assets | $1.5B |
| Members | 83,834 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.3B |
| Net Worth | $150.8M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 97.3% |
| Delinquency Rate | 1.03% |
| Net Income | +$7,554,829 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 15 ATMs
CORPORATE OFFICE PLYMOUTH
Main Office500 S HARVEY ST
PLYMOUTH, MI 48170-1759
COMMUNITY FINANCIAL NORTHVILLE
400 E MAIN ST
NORTHVILLE, MI 48167
COMMUNITY FINANCIAL HILLMAN
27477 M 32 W
HILLMAN, MI 49746-8688
COMMUNITY FINANCIAL CANTON CENTER
6355 N CANTON CENTER RD
CANTON, MI 48187
COMMUNITY FINANCIAL MICHIGAN AVE
47463 MICHIGAN AVE
CANTON, MI 48188-2241
Who Can Join COMMUNITY FINANCIAL?
Membership Type: Community
Membership eligibility for COMMUNITY FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. COMMUNITY FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY FINANCIAL has 83,834 members and a potential membership field of 10,140,459 people.
COMMUNITY FINANCIAL's net worth ratio is 10.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, COMMUNITY FINANCIAL meets this threshold.
COMMUNITY FINANCIAL operates 13 branch locations and has access to 15 ATMs. The main office is located at 500 S HARVEY ST, PLYMOUTH, MI 48170-1759.
COMMUNITY FINANCIAL was established in 1951. It is a state-chartered credit union chartered under charter number 68631. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FINANCIAL. All financial data is for informational purposes only.