COMMUNITY FIRST CREDIT UNION OF FLO
State-Chartered • JACKSONVILLE, Florida • Est. 1961
Quick Facts
- Charter Number
- #67290
- Type
- State-Chartered
- Established
- 1961
- Headquarters
- JACKSONVILLE, Florida 32204
- Address
- 637 NORTH LEE STREET
- Branches
- 26
- ATMs
- 25
- Members
- 188,741
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
188,741 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FIRST CREDIT UNION OF FLO |
|---|---|
| Total Assets | $3.0B |
| Members | 188,741 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.6B |
| Net Worth | $379.7M |
| Net Worth Ratio | 12.48% |
| Loan-to-Share Ratio | 84.4% |
| Delinquency Rate | 0.80% |
| Net Income | +$53,547,724 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
26 locations · 25 ATMs
Headquarters
Main Office637 N Lee St
Jacksonville, FL 32204-1141
Beaches
1451 3rd St S
Jacksonville Beach, FL 32250-6309
Arlington
7676 Merrill Rd
Jacksonville, FL 32277-3713
Downtown
623 N Main St
Jacksonville, FL 32202
Fleming Island
2004 Eastwest Pkwy
Fleming Island, FL 32003-6333
Who Can Join COMMUNITY FIRST CREDIT UNION OF FLO?
Membership Type: Community
Membership eligibility for COMMUNITY FIRST CREDIT UNION OF FLO may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FIRST CREDIT UNION OF FLO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. COMMUNITY FIRST CREDIT UNION OF FLO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY FIRST CREDIT UNION OF FLO has 188,741 members and a potential membership field of 9,473,143 people.
COMMUNITY FIRST CREDIT UNION OF FLO's net worth ratio is 12.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, COMMUNITY FIRST CREDIT UNION OF FLO meets this threshold.
COMMUNITY FIRST CREDIT UNION OF FLO operates 26 branch locations and has access to 25 ATMs. The main office is located at 637 N Lee St, Jacksonville, FL 32204-1141.
COMMUNITY FIRST CREDIT UNION OF FLO was established in 1961. It is a state-chartered credit union chartered under charter number 67290. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FIRST CREDIT UNION OF FLO. All financial data is for informational purposes only.