COMPASS
State-Chartered • Sparta, Michigan • Est. 1956
Quick Facts
- Charter Number
- #62040
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Sparta, Michigan 49345-1549
- Address
- 485 S State St
- Branches
- 2
- ATMs
- 2
- Members
- 7,512
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,512 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMPASS |
|---|---|
| Total Assets | $97.7M |
| Members | 7,512 |
| Loans Outstanding | $49.0M |
| Shares & Deposits | $87.6M |
| Net Worth | $10.4M |
| Net Worth Ratio | 10.67% |
| Loan-to-Share Ratio | 55.9% |
| Delinquency Rate | 0.67% |
| Net Income | +$921,105 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Compass Credit Union
Main Office485 S State St
Sparta, MI 49345-1549
Compass Credit Union
115 S Stone Rd
Fremont, MI 49412
Who Can Join COMPASS?
Membership Type: Community
Membership eligibility for COMPASS may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMPASS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. COMPASS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMPASS has 7,512 members and a potential membership field of 1,626,731 people.
COMPASS's net worth ratio is 10.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, COMPASS meets this threshold.
COMPASS operates 2 branch locations and has access to 2 ATMs. The main office is located at 485 S State St, Sparta, MI 49345-1549.
COMPASS was established in 1956. It is a state-chartered credit union chartered under charter number 62040. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMPASS. All financial data is for informational purposes only.