CONSTRUCTION
Federal • BINGHAM FARMS, Michigan • Est. 1974
Quick Facts
- Charter Number
- #21798
- Type
- Federal
- Established
- 1974
- Headquarters
- BINGHAM FARMS, Michigan 48025
- Address
- 30400 TELEGRAPH RD STE 122, BINGHAM
- Branches
- 1
- Members
- 1,171
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,171 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CONSTRUCTION |
|---|---|
| Total Assets | $31.8M |
| Members | 1,171 |
| Loans Outstanding | $18.5M |
| Shares & Deposits | $28.2M |
| Net Worth | $3.5M |
| Net Worth Ratio | 11.05% |
| Loan-to-Share Ratio | 65.7% |
| Delinquency Rate | 0.04% |
| Net Income | +$49,318 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main office
Main Office30400 Telegraph Rd Ste 122
Bingham Farms, MI 48025
Who Can Join CONSTRUCTION?
Membership Type: Occupational
Membership eligibility for CONSTRUCTION may vary. Contact the credit union directly to confirm qualification requirements.
Contact CONSTRUCTION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. CONSTRUCTION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CONSTRUCTION has 1,171 members and a potential membership field of 10,500 people.
CONSTRUCTION's net worth ratio is 11.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, CONSTRUCTION meets this threshold.
CONSTRUCTION operates 1 branch location. The main office is located at 30400 Telegraph Rd Ste 122, Bingham Farms, MI 48025.
CONSTRUCTION was established in 1974. It is a federal credit union chartered under charter number 21798. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CONSTRUCTION. All financial data is for informational purposes only.