CONSUMERS
State-Chartered • lake Forest, Illinois • Est. 1930
Quick Facts
- Charter Number
- #68588
- Type
- State-Chartered
- Established
- 1930
- Headquarters
- lake Forest, Illinois 60045-2513
- Address
- 300 N Field Dr
- Branches
- 25
- ATMs
- 23
- Members
- 279,428
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
279,428 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CONSUMERS |
|---|---|
| Total Assets | $4.5B |
| Members | 279,428 |
| Loans Outstanding | $3.1B |
| Shares & Deposits | $3.5B |
| Net Worth | $388.4M |
| Net Worth Ratio | 8.93% |
| Loan-to-Share Ratio | 87.8% |
| Delinquency Rate | 0.93% |
| Net Income | +$57,889,549 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
25 locations · 23 ATMs
Waukegan
2750 Washington St
Waukegan, IL 60085-4959
Mundelein
1210 S Lake St
Mundelein, IL 60060-3706
Round Lake Beach
2626 N Il Route 83
Round Lake Beach, IL 60073-4983
Gurnee
4946 Grand Ave
Gurnee, IL 60031
N. Waukegan
3737 N Lewis Ave
Waukegan, IL 60087-1502
Who Can Join CONSUMERS?
Membership Type: Community
Membership eligibility for CONSUMERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CONSUMERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Browse all federally insured credit unions in Illinois, ranked by assets, members, and financial health score.
View Illinois RankingsFrequently Asked Questions
Yes. CONSUMERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CONSUMERS has 279,428 members and a potential membership field of 3,339,019 people.
CONSUMERS's net worth ratio is 8.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, CONSUMERS meets this threshold.
CONSUMERS operates 25 branch locations and has access to 23 ATMs. The main office is located at 300 N Field Dr, lake Forest, IL 60045-2513.
CONSUMERS was established in 1930. It is a state-chartered credit union chartered under charter number 68588. The institution has been serving members for 96 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CONSUMERS. All financial data is for informational purposes only.