CONSUMERS
State-Chartered • Oshtemo, Michigan • Est. 1964
Quick Facts
- Charter Number
- #62172
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Oshtemo, Michigan 49077
- Address
- P.O. Box 525
- Branches
- 33
- ATMs
- 44
- Members
- 152,257
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
152,257 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CONSUMERS |
|---|---|
| Total Assets | $2.7B |
| Members | 152,257 |
| Loans Outstanding | $2.3B |
| Shares & Deposits | $2.2B |
| Net Worth | $253.3M |
| Net Worth Ratio | 9.42% |
| Loan-to-Share Ratio | 107.3% |
| Delinquency Rate | 0.40% |
| Net Income | +$33,836,249 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
33 locations · 44 ATMs
West Main
5018 W Main St
Kalamazoo, MI 49009-1002
Gull Road
5940 Gull Rd
Kalamazoo, MI 49048-4000
9th Street
6699 W Main St
Kalamazoo, MI 49009-8922
Centre Street
1511 W Centre Ave
Portage, MI 49024-5325
Milham Ave
1065 E Milham Ave
Portage, MI 49002
Who Can Join CONSUMERS?
Membership Type: Community
Membership eligibility for CONSUMERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CONSUMERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. CONSUMERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CONSUMERS has 152,257 members and a potential membership field of 11,306,032 people.
CONSUMERS's net worth ratio is 9.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, CONSUMERS meets this threshold.
CONSUMERS operates 33 branch locations and has access to 44 ATMs. The main office is located at 7200 Elm Valley Dr, Kalamazoo, MI 49009.
CONSUMERS was established in 1964. It is a state-chartered credit union chartered under charter number 62172. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CONSUMERS. All financial data is for informational purposes only.