COSDEN
Federal • BIG SPRING, Texas • Est. 1936
Quick Facts
- Charter Number
- #1750
- Type
- Federal
- Established
- 1936
- Headquarters
- BIG SPRING, Texas 79720
- Address
- 400 EAST MARCY
- Branches
- 1
- ATMs
- 1
- Members
- 4,213
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,213 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COSDEN |
|---|---|
| Total Assets | $59.4M |
| Members | 4,213 |
| Loans Outstanding | $33.0M |
| Shares & Deposits | $51.5M |
| Net Worth | $7.3M |
| Net Worth Ratio | 12.38% |
| Loan-to-Share Ratio | 64.0% |
| Delinquency Rate | 0.40% |
| Net Income | +$825,363 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
COSDEN FCU
Main Office400 E MARCY DR
BIG SPRING, TX 79720-5714
Who Can Join COSDEN?
Membership Type: Other/Unknown
Membership eligibility for COSDEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact COSDEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. COSDEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COSDEN has 4,213 members and a potential membership field of 25,000 people.
COSDEN's net worth ratio is 12.38% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, COSDEN meets this threshold.
COSDEN operates 1 branch location and has access to 1 ATMs. The main office is located at 400 E MARCY DR, BIG SPRING, TX 79720-5714.
COSDEN was established in 1936. It is a federal credit union chartered under charter number 1750. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COSDEN. All financial data is for informational purposes only.