COWBOY COUNTRY
Federal • PREMONT, Texas • Est. 1948
Quick Facts
- Charter Number
- #5935
- Type
- Federal
- Established
- 1948
- Headquarters
- PREMONT, Texas 78375
- Address
- PO BOX 106
- Branches
- 1
- Members
- 2,266
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
2,266 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COWBOY COUNTRY |
|---|---|
| Total Assets | $18.0M |
| Members | 2,266 |
| Loans Outstanding | $11.8M |
| Shares & Deposits | $15.3M |
| Net Worth | $2.7M |
| Net Worth Ratio | 14.75% |
| Loan-to-Share Ratio | 77.2% |
| Delinquency Rate | 5.81% |
| Net Income | $-29,462 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
MAIN OFFICE
Main Office501 SOUTH BROADWAY
PREMONT, TX 78375
Who Can Join COWBOY COUNTRY?
Membership Type: Community
Membership eligibility for COWBOY COUNTRY may vary. Contact the credit union directly to confirm qualification requirements.
Contact COWBOY COUNTRY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. COWBOY COUNTRY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COWBOY COUNTRY has 2,266 members and a potential membership field of 3,000 people.
COWBOY COUNTRY's net worth ratio is 14.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.8%, COWBOY COUNTRY meets this threshold.
COWBOY COUNTRY operates 1 branch location. The main office is located at 501 SOUTH BROADWAY, PREMONT, TX 78375.
COWBOY COUNTRY was established in 1948. It is a federal credit union chartered under charter number 5935. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COWBOY COUNTRY. All financial data is for informational purposes only.