CUMBERLAND COUNTY
Federal • Falmouth, Maine • Est. 1954
Quick Facts
- Charter Number
- #9500
- Type
- Federal
- Established
- 1954
- Headquarters
- Falmouth, Maine 04105
- Address
- 101 Gray Rd
- Branches
- 7
- ATMs
- 6
- Members
- 21,961
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
21,961 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CUMBERLAND COUNTY |
|---|---|
| Total Assets | $479.5M |
| Members | 21,961 |
| Loans Outstanding | $269.2M |
| Shares & Deposits | $429.3M |
| Net Worth | $47.4M |
| Net Worth Ratio | 9.88% |
| Loan-to-Share Ratio | 62.7% |
| Delinquency Rate | 1.46% |
| Net Income | +$5,264,379 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Portland
1345 Washington Ave
Portland, ME 04103
Windham
808 Roosevelt Trl
Windham, ME 04062-5386
Gray
43 Lewiston Rd
Gray, ME 04039-9537
Falmouth
Main Office101 Gray Rd
Falmouth, ME 04105
Cumberland County FCU
43 Lewiston Rd
Gray, ME 04039-9537
Who Can Join CUMBERLAND COUNTY?
Membership Type: Other/Unknown
Membership eligibility for CUMBERLAND COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CUMBERLAND COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. CUMBERLAND COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CUMBERLAND COUNTY has 21,961 members and a potential membership field of 999,208 people.
CUMBERLAND COUNTY's net worth ratio is 9.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, CUMBERLAND COUNTY meets this threshold.
CUMBERLAND COUNTY operates 7 branch locations and has access to 6 ATMs. The main office is located at 101 Gray Rd, Falmouth, ME 04105.
CUMBERLAND COUNTY was established in 1954. It is a federal credit union chartered under charter number 9500. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CUMBERLAND COUNTY. All financial data is for informational purposes only.