DECA
State-Chartered • Cincinnati, Ohio • Est. 1958
Quick Facts
- Charter Number
- #64825
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Cincinnati, Ohio 45225-1312
- Address
- 3118 Colerain Ave
- Branches
- 1
- Members
- 1,792
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,792 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DECA |
|---|---|
| Total Assets | $7.4M |
| Members | 1,792 |
| Loans Outstanding | $5.2M |
| Shares & Deposits | $6.0M |
| Net Worth | $1.4M |
| Net Worth Ratio | 18.54% |
| Loan-to-Share Ratio | 85.8% |
| Delinquency Rate | 0.00% |
| Net Income | +$120,113 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
DECA Credit Union
Main Office3118 Colerain Ave
Cincinnati, OH 45225-1312
Who Can Join DECA?
Membership Type: Community
Membership eligibility for DECA may vary. Contact the credit union directly to confirm qualification requirements.
Contact DECA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. DECA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DECA has 1,792 members and a potential membership field of 2,500 people.
DECA's net worth ratio is 18.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.5%, DECA meets this threshold.
DECA operates 1 branch location. The main office is located at 3118 Colerain Ave, Cincinnati, OH 45225-1312.
DECA was established in 1958. It is a state-chartered credit union chartered under charter number 64825. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DECA. All financial data is for informational purposes only.