DEPARTMENT OF COMMERCE
Federal • Washington, District of Columbia • Est. 1964
Quick Facts
- Charter Number
- #16410
- Type
- Federal
- Established
- 1964
- Headquarters
- Washington, District of Columbia 20044
- Address
- P.O. Box 14720
- Branches
- 2
- ATMs
- 1
- Members
- 29,127
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
29,127 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DEPARTMENT OF COMMERCE |
|---|---|
| Total Assets | $764.6M |
| Members | 29,127 |
| Loans Outstanding | $681.2M |
| Shares & Deposits | $697.6M |
| Net Worth | $52.8M |
| Net Worth Ratio | 6.81% |
| Loan-to-Share Ratio | 97.7% |
| Delinquency Rate | 1.52% |
| Net Income | +$5,624,228 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main Office
Main Office1401 Constitution Ave NW Rm B-0038A
Washington, DC 20230-0001
Silver Spring Office
1325 E West HWY
silver spring, MD 20910
Who Can Join DEPARTMENT OF COMMERCE?
Membership Type: Community
Membership eligibility for DEPARTMENT OF COMMERCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DEPARTMENT OF COMMERCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in District of Columbia
Browse all federally insured credit unions in District of Columbia, ranked by assets, members, and financial health score.
View District of Columbia RankingsFrequently Asked Questions
Yes. DEPARTMENT OF COMMERCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DEPARTMENT OF COMMERCE has 29,127 members and a potential membership field of 500,000 people.
DEPARTMENT OF COMMERCE's net worth ratio is 6.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
DEPARTMENT OF COMMERCE operates 2 branch locations and has access to 1 ATMs. The main office is located at 1401 Constitution Ave NW Rm B-0038A, Washington, DC 20230-0001.
DEPARTMENT OF COMMERCE was established in 1964. It is a federal credit union chartered under charter number 16410. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DEPARTMENT OF COMMERCE. All financial data is for informational purposes only.