DERRY AREA
Federal • DERRY, Pennsylvania • Est. 1949
Quick Facts
- Charter Number
- #6196
- Type
- Federal
- Established
- 1949
- Headquarters
- DERRY, Pennsylvania 15627
- Address
- P.O. BOX 128
- Branches
- 4
- Members
- 1,852
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,852 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DERRY AREA |
|---|---|
| Total Assets | $13.4M |
| Members | 1,852 |
| Loans Outstanding | $5.7M |
| Shares & Deposits | $11.8M |
| Net Worth | $1.6M |
| Net Worth Ratio | 11.89% |
| Loan-to-Share Ratio | 48.5% |
| Delinquency Rate | 1.80% |
| Net Income | +$66,013 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
Main Office
Main Office160 E 1st Ave
Derry, PA 15627-1926
Disaster Recovery Site
789 E Pittsburgh St
Greensburg, PA 15601-2660
Vital Records Site
532 Greenfield Rd
Derry, PA 15627-9700
Latrobe Branch
2906 Ligonier St Ste 16
Latrobe, PA 15650
Who Can Join DERRY AREA?
Membership Type: Occupational
Membership eligibility for DERRY AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact DERRY AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. DERRY AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DERRY AREA has 1,852 members and a potential membership field of 6,000 people.
DERRY AREA's net worth ratio is 11.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, DERRY AREA meets this threshold.
DERRY AREA operates 4 branch locations. The main office is located at 160 E 1st Ave, Derry, PA 15627-1926.
DERRY AREA was established in 1949. It is a federal credit union chartered under charter number 6196. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DERRY AREA. All financial data is for informational purposes only.