DESERET FIRST
Federal • West Valley Cit, Utah • Est. 1955
Quick Facts
- Charter Number
- #24708
- Type
- Federal
- Established
- 1955
- Headquarters
- West Valley Cit, Utah 84120
- Address
- 3999 W Parkway Blvd
- Branches
- 12
- ATMs
- 9
- Members
- 86,458
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
86,458 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DESERET FIRST |
|---|---|
| Total Assets | $1.2B |
| Members | 86,458 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.1B |
| Net Worth | $101.4M |
| Net Worth Ratio | 8.40% |
| Loan-to-Share Ratio | 91.3% |
| Delinquency Rate | 0.76% |
| Net Income | +$14,854,211 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 9 ATMs
Operations Center
Main Office3999 W Parkway Blvd
West Valley City, UT 84120
Bountiful Branch
260 N 500 W
Bountiful, UT 84010-7278
City Creek Center
50 E South Temple
Salt Lake City, UT 84111-1010
Logan
1610 N Main St
Logan, UT 84341-1920
Murray
6060 S Fashion Blvd
Murray, UT 84107
Who Can Join DESERET FIRST?
Membership Type: Community
Membership eligibility for DESERET FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact DESERET FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. DESERET FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DESERET FIRST has 86,458 members and a potential membership field of 1,300,000 people.
DESERET FIRST's net worth ratio is 8.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, DESERET FIRST meets this threshold.
DESERET FIRST operates 12 branch locations and has access to 9 ATMs. The main office is located at 3999 W Parkway Blvd, West Valley City, UT 84120.
DESERET FIRST was established in 1955. It is a federal credit union chartered under charter number 24708. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DESERET FIRST. All financial data is for informational purposes only.