DFCU FINANCIAL
State-Chartered • Dearborn, Michigan • Est. 1936
Quick Facts
- Charter Number
- #61844
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Dearborn, Michigan 48121
- Address
- PO Box 6048
- Branches
- 38
- ATMs
- 33
- Members
- 242,390
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
242,390 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DFCU FINANCIAL |
|---|---|
| Total Assets | $7.8B |
| Members | 242,390 |
| Loans Outstanding | $3.0B |
| Shares & Deposits | $6.9B |
| Net Worth | $954.5M |
| Net Worth Ratio | 12.29% |
| Loan-to-Share Ratio | 42.6% |
| Delinquency Rate | 0.44% |
| Net Income | +$78,649,337 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
38 locations · 33 ATMs
DFCU Financial
Main Office400 Town Center Dr
Dearborn, MI 48126
DFCU - Oakwood Beech
21551 Oakwood Blvd
Dearborn, MI 48124
DFCU - Canton
1477 N Canton Center Rd
Canton, MI 48187-2950
DFCU - Commerce Twp
2765 Commerce XING
Commerce Township, MI 48390
DFCU - Riverview
18070 Fort St
Riverview, MI 48193
Who Can Join DFCU FINANCIAL?
Membership Type: Community
Membership eligibility for DFCU FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact DFCU FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. DFCU FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DFCU FINANCIAL has 242,390 members and a potential membership field of 5,072,000 people.
DFCU FINANCIAL's net worth ratio is 12.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, DFCU FINANCIAL meets this threshold.
DFCU FINANCIAL operates 38 branch locations and has access to 33 ATMs. The main office is located at 400 Town Center Dr, Dearborn, MI 48126.
DFCU FINANCIAL was established in 1936. It is a state-chartered credit union chartered under charter number 61844. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DFCU FINANCIAL. All financial data is for informational purposes only.