DIGITAL
Federal • Marlborough, Massachusetts • Est. 1979
Quick Facts
- Charter Number
- #23521
- Type
- Federal
- Established
- 1979
- Headquarters
- Marlborough, Massachusetts 01752
- Address
- 853 Donald Lynch Blvd
- Branches
- 25
- ATMs
- 24
- Members
- 1,159,110
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,159,110 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DIGITAL |
|---|---|
| Total Assets | $13.1B |
| Members | 1,159,110 |
| Loans Outstanding | $10.8B |
| Shares & Deposits | $11.7B |
| Net Worth | $1.3B |
| Net Worth Ratio | 9.69% |
| Loan-to-Share Ratio | 91.8% |
| Delinquency Rate | 1.23% |
| Net Income | +$214,660,891 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
25 locations · 24 ATMs
Acton
100 Powdermill Rd
Acton, MA 01720
Andover
209 N Main St
Andover, MA 01810-3116
Framingham
60 Worcester Rd
Framingham, MA 01702-5312
Franklin
500 W Central St
Franklin, MA 02038-2902
Marlborough East
279 Main St
Marlborough, MA 01752-5503
Who Can Join DIGITAL?
Membership Type: Community
Membership eligibility for DIGITAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact DIGITAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. DIGITAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DIGITAL has 1,159,110 members and a potential membership field of 20,600,000 people.
DIGITAL's net worth ratio is 9.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, DIGITAL meets this threshold.
DIGITAL operates 25 branch locations and has access to 24 ATMs. The main office is located at 2890 Zanker Rd, San Jose, CA 95134-2118.
DIGITAL was established in 1979. It is a federal credit union chartered under charter number 23521. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DIGITAL. All financial data is for informational purposes only.