DIRECTIONS
State-Chartered • Toledo, Ohio • Est. 1953
Quick Facts
- Charter Number
- #60978
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Toledo, Ohio 43604
- Address
- 200 N St Clair St, Suite 1600
- Branches
- 23
- ATMs
- 21
- Members
- 94,800
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
94,800 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DIRECTIONS |
|---|---|
| Total Assets | $1.4B |
| Members | 94,800 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.2B |
| Net Worth | $124.5M |
| Net Worth Ratio | 9.23% |
| Loan-to-Share Ratio | 94.8% |
| Delinquency Rate | 0.33% |
| Net Income | +$8,058,022 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
23 locations · 21 ATMs
Whiteford
5121 Whiteford Rd
Sylvania, OH 43560
West Branch
3000 Tremainsville Rd
Toledo, OH 43613
South
1446 Reynolds Rd
Maumee, OH 43537
Maumee
3321 Briarfield Blvd
Maumee, OH 43537
Perrysburg/Levis Commons
4150 Brockway Dr
Perrysburg, OH 43551
Who Can Join DIRECTIONS?
Membership Type: Community
Membership eligibility for DIRECTIONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact DIRECTIONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. DIRECTIONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DIRECTIONS has 94,800 members and a potential membership field of 2,150,000 people.
DIRECTIONS's net worth ratio is 9.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, DIRECTIONS meets this threshold.
DIRECTIONS operates 23 branch locations and has access to 21 ATMs. The main office is located at 200 N Saint Clair St Ste 1600, Toledo, OH 43604-1549.
DIRECTIONS was established in 1953. It is a state-chartered credit union chartered under charter number 60978. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DIRECTIONS. All financial data is for informational purposes only.